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Financial Aid

Descriptions of available federal, state, institutional, and private sources of student assistance, application procedures, eligibility criteria, recipient selection criteria and criteria to determine award amounts, methods of disbursement, terms and conditions of loans, student rights and responsibilities, and satisfactory academic progress standards are available from the Financial Aid Counselor, J’Dale Berner (phone) 315-787-4614; or in the Student Financial Services Handbook.

Student Financial Services will send award letter information and notification via electronic mail. To opt out of electronic notification, please email your request to:

Specific information about financial aid disbursements to student accounts, payment deadlines, enrollment requirements, Federal Direct Student Loan entrance and exit counseling, the College refund policy, and the requirements for the return of Title IV grant or loan assistance by students who withdraw is available from the Financial Aid Counselor or in the Student Financial Services Handbook.

According to the Federal Trade Commission, perpetrators of financial aid fraud often use the following lines to sell their scholarship services; students should avoid any scholarship service or website that says the following:

  • “This scholarship is guaranteed or your money back.”
  • “You can’t get this information anywhere else.”
  • “I just need your credit card or bank account number to hold this scholarship.”
  • “We’ll do all the work.”
  • “This scholarship will cost some money.”
  • “You’ve been selected by a ‘national foundation’ to receive a scholarship” or “You’re a finalist” in a contest you never entered.


If you believe you’ve been the victim of scholarship fraud, wish to file a complaint, or want more information, call 1 (877) FTC-HELP or see On November 5, 2000, Congress passed the College Scholarship Fraud Prevention Act to enhance protection against fraud in student financial assistance by establishing stricter sentencing guidelines for criminal financial aid fraud.

Information regarding sample loan repayment schedules and the necessity of repaying loans is located within the Entrance Counseling session at

Loan deferment — a postponement of payments on a loan, during which interest does not accrue if the loan is subsidized — is available for students, due to such factors as economic hardship and disability. For more information please contact the Financial Aid Office; phone (315)787-4614 or visit:

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